Book review posts, Uncategorized

13 Things Mentally Strong Women Don’t Do

  • What’s not helpful: violating rules out of laziness or disrespect, waiting for everyone else to take action first, following the rules without considering whether they’re helpful, and going with the flow even when you don’t want to
Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – August 31, 2023

Optimal Living Daily – Self-Care Habits for Your Daily Routine
Optimal Living Daily – Where Do I Start Decluttering?

https://www.dummies.com/book/home-auto-hobbies/home-improvement-appliances/general-home-improvement-appliances/home-maintenance-for-dummies-2nd-edition-282279/

DIY Money – Whole Life Insurance
Life Kit – Meal prep made easy
Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – August 24, 2023

Fit, Healthy & Happy Podcast – 8 Tips For Better Workouts
Psych2Go On the GO – 4 Types of OCD & How They Manifest
  • Intrusive thoughts and rumination: repetitive and constant thoughts ranging in topic, but common ones are violent intrusive thoughts, sexual intrusive thoughts, obsessions, and analyzing things followed by rituals or compulsions to make the bad things not happen. Ruminations are when one dwells upon a question or theme that is unproductive and likely to lead nowhere.

  • Checking: OCD can present itself in the need to check on something (acts on the compulsion). This can display itself in a variety of ways: checking in with family members to gain reassurance about their firms, unrelenting need to check the door repeatedly to make sure it’s locked out of fear of a burglary, checking an e-mail over and over analyzing imperfections, etc.

  • Contamination or mental contamination: characterized by the strong fear of being dirty or contracting germs from objects or people. Could excessively brush teeth or scrub hands or shower to wash away bad thoughts.

  • Symmetry and orderliness: organizing books or dvds, making sure everything is neat, clothes folded perfectly and hanging the same way. Can’t shake the strong feeling that it isn’t “just right.” With OCD, the compulsion only provides relief for a short amount of time

Self Improvement Daily – “The most important thing you’ll ever wear is your attitude.”
The Well Man’s Podcast – Sleep Apnea
High Performance Mindset – What is Your Ikigai?
Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – August 17, 2023

Fit, Healthy & Happy Podcast – How to Glow Up Mentally (Mental Health Checklist)
Sad to Savage – How I Became The Person I Was Envying
Life Kit – Start a financial self-care routine
  • Monthly:
Frugal Friends Podcast – How Much Should You Tip?

Non-negotiable:

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – August 3, 2023

The Productive Woman – 9 Reasons to Declutter
Sad to Savage – In My Running Era & Habits For The Last Half of 2023

I use my Silk & Sonder journal to track my habits and you can get a free digital habit tracker here. It looks like the photo below.

https://www.silkandsonder.com/blogs/news/free-silk-and-sonder-printable

Life Kit – Let’s have some cheap fun
The Jordan Harbinger Show – Fast Fashion- Skeptical Sunday
Sad to Savage – Your New Daily Affirmations
Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – July 20, 2023

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

Optimal Living Daily – Important Questions to Ask When Planning Your Week
  • What do I want/need to accomplish this week?
  • What’s the weather going to be like this week?
  • Is everything on my list in alignment with my unique priorities and values?
  • Is my to-do list for the week reasonable and realistic given my other commitments?
  • Do I have sufficient self-care scheduled in each day?
  • If something comes up last minute, do I have the flexibility to handle it with grace and ease?
NerdWallet’s Smart Money Podcast – Social Media Shopping Tips, and Smart Spare Cash Investing
  • Everything on social media seems so urgent. Influencers say that there is a limited time to make this purchase with their discount code, so people are likely to make impulse purchases. Realize that you can probably find a different discount code later if you really want to.
  • Take the time to compare prices and check out reviews online before purchasing items on social media. You can use the Honey browser extension to pull in discount codes.
  • I have been tempted to impulsively purchase items on social media, but after looking at reviews online, I have decided against it many times. Keep in mind that many influencers are being paid to promote products and do not have your best interests in mind. Sometimes these products are not highly-rated.
  • Consider using a credit card for extra fraud protection.
  • Know how to save for emergencies and work to save 3-6 months of essential costs. Weigh your investment options.
  • Invest in stocks if you don’t need the funds for at least five years. This is because dips in the stock market can take time to recover.
  • Index funds are a popular investment option because they are hands-off. They can generate a reliable return over long periods of time. Index funds average returns of up to 10% each year.
  • If you want to be more active than index funds, you can buy mutual funds or exchange traded funds (ETFs) that target particular segments of the market (ex: technology, healthcare, etc.) You could also buy individual stocks. Researching individual stocks can take a lot of work and they are likely to fluctuate a lot.
  • Short-term options: high-yield savings account, money market savings account, CDs, and short-term bonds
Frugal Friends Podcast – How to Hack Your Next Vacation with Chris Hutchins
  • Use Google Flights to search for multiple dates, airports, and airlines
  • International travel: book flights to a major city near the non-major city you want to travel to and then look into local options to get to non-major city (saves $$$)
  • Negotiate your Airbnb, especially if last-minute or a lot of availability is showing on their calendar. Reverse-image search to see if this listing is posted elsewhere at a lower cost. Then try to negotiate. I have never tried this, but I have read many success stories!
  • Large families- ask hotels if they have a discount for booking a second room.
  • Book hotels directly on the hotel’s website. Ask for upgrades.
  • Use Autoslash.com for car rentals.
  • Airalo – directory of esims you can buy all over the world for international travel for your phone.
  • There is no amount of interest charged on a credit card that makes it worth getting points. If you can’t pay it in full each month, it’s not worth it.
  • If you’re using points and miles to go on a vacation, you could have used cash back to buy other things, so it’s not truly a “free vacation.”
  • In general, when you earn points and miles, you have two options: you can either use them as an equivalent cash rate (through Chase portal, Amex portal, etc.) or transfer the points to airlines and hotel rooms. Any trip you take using points is good. The best value you can get is to transfer the points to an airline and book directly.
  • Ways to earn: sign-up bonus with new card (spending $3-4k within first 3 months usually) or spending optimally. Some cards are great for airline tickets. Others are best for gas and groceries. Look at where you spend your money and choose a card that earns the most points on those categories. Some people use a card for a specific category and a different card for everything else.
  • Some cards are worth annual fees if the credits and perks they give you are utilized and worth more than the annual fee. Some cards come with travel credits, delivery credits, etc.
  • Travel hacking mistake: optimizing a trip by getting the best deal rather than going where you want to go and doing what you want to do.
  • Use points portals from your credit cards to get cash/points back with purchases you plan on making anyway, buy gift cards to meet minimum spends to get sign-up bonuses (Amazon, Home Depot, Menards, etc.) If your card awards you for grocery purchases, you could buy gift cards at a grocery store to maximize points. Retailer gift cards don’t have fees to buy them, but paying activation fees for things like Visa or Amex gift cards is usually not worth getting points for unless it is a last resort to achieve a minimum spend sign-on bonus.
  •  Get different auto insurance quotes every 6 months-1 year.
The Accidental Creative with Todd Henry – Excellent Advice for Living (with Kevin Kelly)
  • You don’t have to attend every argument you’re invited to. You can’t reason someone out of a position that they didn’t reason themselves into. Most views are not going to be changed within an argument with logic. The best way to change someone’s mind is to try to listen to them and understand why they believe what they believe. You will have much more power to nudge them by using compassion and listening.
  • You really don’t want to be famous. Read the biography of any famous person. It’s a burden.
Stuff You Should Know – James Beard: Food Legend
  • James Beard is a very highly regarded chef who was self-taught with no formal training. He started the farm-to-table concept and new American cuisine. He made a name for himself by making food for cocktail parties.
  • In 1937, he moved to New York and taught himself how to cook. He published his first cookbook in 1940.
  • He published 20 cookbooks from 1940-1983.  In 1972, he published James Beard’s American Cookery, a 877-page compendium with 1,500 recipes, in which he tried to do for American cooking what his friend Julia Child had achieved for French cooking with Mastering the Art of French Cooking.
  • James Beard took French food and Americanized it and made American cuisine in the process.
  • He founded, with restaurant critic, Gael Greene, City Meals on Wheels. It is similar to meals on wheels but covers New York City.
  • Julia Child and James Beard were very good friends and were some of the most well-known chefs in America.
  • Many of Beard’s cookbooks are still in print, and he is acknowledged as one the most influential exponents of good cooking in the twentieth century. The James Beard Foundation in New York preserves his residence and makes annual awards that carry on his legacy.
  • The James Beard Foundation gave awards for great American chefs with a certificate and chef’s knife. The James Beard Foundation Award, the most coveted individual honor in the American food industry, is known as the “Culinary Oscar.” The Michelin Star is also highly coveted and is awarded to restaurants, not individual chefs.
  • James Beard Chef and restaurant awards started in the early 1990s. Wolfgang Puck was the very first winner. Bobby Flay once won rising star chef.
  • Restaurants that have been nominated for a James Beard award typically double their reservations and increase sales by 20-25%.
  • Controversies: some award winners have reputations of berating chefs and treating employees poorly. There is also criticism that most winners have been white male chefs.
  • The James Beard awards were canceled for 2020 and 2021. They said it was due to the pandemic, but insiders report that it’s because every award winner is white and they were already being criticized for lack of diversity.
  • There is now an ethics committee that evaluates nominees on a personal level. Private investigators now investigate the nominees. This has also brought significant criticism.

This post is directly from Seth’s Blog, one of my favorite blogs and the top business blog:

Goals and expectations

[a note to a frustrated friend, just starting out on a long career]

There are three reasons that our goals might not be achieved. In order of palatability, they are:

Perhaps the goals are too lofty, too based on chance, unlikely for anyone to achieve, surrounded by barriers that are rooted in class or caste, or simply unrealistic.

If that’s the case, change expectations and/or pick different goals.

Or, perhaps the goals are useful, but we need more persistence, more time and some hard-earned lucky breaks along the way.

If so, be persistently patient.

Alas, if it’s not these two, the most likely reason is that we need to walk away from our expectations and our insistence that we’re already doing the work perfectly. It could be that we need to expend more effort than we hoped, develop new skills, find and embrace new strategies and develop a taste for the emotional labor that’s required to get from here to there.

Empathy, a cycle of skills improvement, developing new attitudes and showing up in service often accompanies the careers of people who get from here to there.

Ambition is insufficient.

I love the Jordan Harbinger Show podcast and this free networking course was recommended to me. I started this week and am looking forward to completing it soon! In this incredibly helpful course, Jordan outlines (through video and text) how to build your network, reconnect with past contacts, and dig the well before you get thirsty. In other words, he provides guidance on how to maintain your network instead of just reaching out to people when you need something (ex: a job). I highly recommend this course for anyone looking to improve their networking skills. This practice will soon be added to my daily habits!

I heard this quote on TikTok this week and it has stuck with me: “Expectations are premeditated resentments.”

I look forward to reading, learning, and sharing more with you soon!

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – June 29, 2023

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

Science Vs – Who Killed Affordable Housing?

Who killed affordable housing? Accusations are flying around all over the place of the culprit: greedy landlords, developers, the short-term rental industry, and too many baby boomers active in the housing market causing millennials to not have a chance.

  • Developers: often described as “rip-off artists, greedy, bulldozers, opportunists” out to make a profit off of housing.
    • Many people think developers are responsible for raising the price of neighborhoods.
    • Brand new apartments are going to be more expensive than older ones in the same way that new cars are more expensive than older cars. So the new market-rate building on your block is not going to be affordable unless you’re making good money.
    • It’s generally not true that the building itself raises the prices of other buildings/rents in the neighborhood. Sometimes your rent will go up, but it isn’t because of the new development; it’s because you’re living in a desirable neighborhood that is seeing prices rise. That’s why the developers chose to put a new building there.
    • Developers aren’t the heroes, but they aren’t the villains.

Airbnb: draws a lot of criticism and blame – most Airbnbs are entire homes, not a spare room or couch in someone’s home as the company was originally created to provide. Today, the vast majority (79%) of Airbnb supply are entire homes and apartments, and this has been the fastest growing component over the past 3 years as Airbnb grows further from its sharing economy roots. Studies have shown that Airbnbs are responsible for 20% of the increase in rent of the time period studied.

  • Zoning: the rules that a city makes about what can be built and where it can be built.
    • Many cities require a certain percentage of single-family detached homes. Some cities have laws that require 3 parking spots per studio apartment! This is a sneaky way to make it harder to build more housing/apartment buildings.
    • Some zoning codes require minimum lot sizes – for example, in Connecticut, many homes require almost 2 acres of land per house even if not in a rural area! So many houses have doubled in size since the 1950s.
    • Los Angeles is 74% single-family zoned. Seattle is 80% single-family zoned. The bottom line is that research shows that places with more red tape from zoning are more expensive.

Supply and demand: Demand for housing has gone up. Back in the 1980s, rules changed about how financial institutions could lend money for mortgages. After that happened, more people had access to loans for mortgages, so people who previously weren’t eligible were now eligible, so now we are in a bidding war. When prices go up, housing becomes more valuable, and that attracts investors.

Frugal Friends Podcast – The Best Money Saving Tips for 2023
  • Housing, transportation, groceries, taxes, and healthcare expenses make up about 72% of consumer spending.
  • The biggest tip to saving money is to figure out what you value. You can spend money on the things you value and focus on saving money on what you don’t value. Example: one of my values is finding and trying gluten-free dairy-free items at a discount grocery store. I allow myself to splurge on these discounted items when I occasionally shop.
  • Work on always aligning your spending with what you value or always trying to increase or decrease your income to be enough for what you value. Can you look at your bank statement and be happy with it?
  • Don’t feel pressured to spend money on things others value. Example: latest fashion, expensive happy hours/restaurants, latest technology. Say no as often as you say yes so that you can empower yourself to know more about yourself and what you value.
  • Simplify to streamline. Simplify your physical space to save money on other important physical products. Simplify your schedule for less takeout and services. Simplify your digital life for fewer online purchases and subscriptions.
Life Kit – How to start running in the body you have
  • Many people struggle with their inner critic: “I’m not a runner.” Name that inner critic and tell it to chill out.
  • Gear: pick up a new pair of running shoes. Go to a running specialty store and get a gait analysis/shoe fit. Get shorts and t-shirts. Avoid chafing by not wearing cotton socks and by wearing body lube.
  • Blisters on your feet when you run can signal that you have the wrong shoes or wrong socks. Cotton socks can stick to your feet from the sweat and can create friction that causes blisters. Synthetic fibers (polyester or bamboo fiber are best).

Signs you’re wearing the wrong running shoes:

  • If you’re going on your first run, start by walking for five minutes to get yourself warmed up and mentally together. You can start by running for 15 seconds and then walking for 1 minutes and slowly build up to longer run times and shorter walk times. Every two weeks, try to increase the intensity.
  • Your natural form is special to you. Form tips: don’t clench your fists, loosely close your hands, don’t look down, look at the horizon 6-8 feet in front of you, and do belly breathing.
  • On the days when you are not running, cross-train. Exercise your body in other forms that aren’t specific to running, such as cycling, yoga, or lifting weights. Many of us sit on our butts all day, so we need to strengthen our glutes. Make sure you are doing exercises for your glutes: glute bridges, banded clam shells, squats, leg raises, etc.
  • If you are having issues with time, start with 2 days of running and 1 day of cross-training each week. Then, build up to 3 days of running and 2 days of cross-training. Get creative with your time. Can you work out while watching tv?
  • After a while, you will start to notice that running is either not as hard as it used to be when you started, or you will realize that you hate it just as much as you did when you started. If you still hate running after a while, take up something else – cycling, paddle boarding, walking, swimming, etc. Regular exercise is vital.
  • Running affirmations: No struggle, no progress. I’ll run if I have to run by myself. Your race, your pace. This is hard, but I can do hard things. Slow is steady, and steady is fast.
Fit, Healthy & Happy Podcast – 50 Biggest Takeaways from 500 Episodes of Health & Fitness Podcasts

I won’t cover all 50, but here are those that most resonated with me:

  • By changing nothing, nothing changes.
  • Read more and learn more. Reading non-fiction books will change your life. You don’t have to agree with everything in each book, but if you find one golden nugget that you can take with you to make you a little bit better, you will become your best self.

Choose your hard. Being overweight is hard, working out is hard, sleeping in is hard, waking up and getting everything else done is hard. Which hard are you going to choose? Choose the hard that will make you feel your best.

  • Be on a routine that involves progressive overload.
  • Don’t eat out of boredom. Decide if you’re truly hungry.
  • You can’t out-exercise a bad diet. You need to focus on both nutrition and fitness.
  • Work hard and don’t look for shortcuts. A lot of your problems can be solved with

Eat until you’re satisfied, not until you’re stuffed.

  • A clear space = a clear mind. Declutter.
  • Stop hitting snooze! Hop out of bed and make the first decision for your day.
  • Comparison is the thief of joy. Someone is always going to look better than you. Focus on your journey and your growth.
  • Your self-worth isn’t how you look. Instead of being focused on how you look, focus on longevity, strength, and many other traits.

You could be good today. Instead, you choose tomorrow. Get started right now. Not all of the conditions are going to be perfect during any given day.

  • Work hard and don’t look for shortcuts. A lot of your problems can be solved with hard work. Shortcuts are rarely the answer.
  • Discipline trumps motivation. Don’t rely on motivation. Show up every single day.
  • Purpose over pleasure. Think of long-term goals.
  • Dropping one vice can give you amazing results.
  • Small changes and habits + consistency each day = substantial results over time. The power of the compound effect

If you don’t fight for what you want, you deserve what you get. Choose your hard.

If you don’t make time for your wellness, you will be forced to make time for your illness.

The Accidental Creative with Todd Henry – 10 Questions for Finding Your Voice
  1. What angers you? Are there specific things that evoke a compassionate anger in you? We’re talking about the things that evoke a desire to intervene in a situation as an act of compassionate or to rectify a great wrong.
  2. What makes you cry? What moves you with emotion? Think about the last several instances that caused you to cry.
  3. What have you mastered? Are there tasks, skills, or opportunities that you have simply mastered and can do without thinking? Start with what you do well, and work your way toward your goal.
  4. What gives you hope? What do you look forward to? What great vision do you have for your future and the future of others?
  5. As a child, what did you want to be when you grew up? That can give us insight into the deeper seeds of fascination that may still reside within us.
  6. If you had all the time and money in the world, what would you do? We believe that a lack of resources is the obstacle to our happiness and fulfillment, but for many of us the limitation has nothing to do with a lack of money or time. The limitation is our fear of falling short of our own self-perception.
  7. What would blow your mind? List out everything that would thrill you if it were to happen, including relational things, business things, travel, ambitions, hopes, etc. It’s a great way to identify patterns in your motivation.
  8. What platform do you own? What platform do you already have for self-expression? What foundation can you build on to begin affecting the kinds of change you’d like to see?
  9. What change would you like to see in the world? If you could identify a single thing you would like to see before you die, what would it be? You may not be the one to lead this change, but you may be able to play a significant role in it.
  10. If you had one day left, how would you spend it? What questions would you ask? Who would you spend time with? What work would you do? This is a way to begin identifying patterns within your passions, skills, and experiences.
Conscious Fertility – Endometriosis: It’s More Than Period Pain with Shannon Cohn
  • If you have symptoms that interfere with your life, that cause your day to go differently (limitations to school/work/activities you enjoy doing), that is not normal. If the period pain is so bad that it interferes with your daily life, that should be investigated. GI symptoms are also common with endometriosis. People are generally told they have IBS. If you are experiencing nausea, fatigue, pain, migraines, and a lot of GI issues, talk to your OBGYN and advocate for yourself. Symptoms to look for: digestive issues- constipation, diarrhea, pain with bowel movements, severe bloating, body pain, menstrual pain, pain with intercourse, infertility
  • The only definitive way to diagnose endometriosis is a surgery (laparoscopy). An excision surgery is the most important treatment option. Exercise, diet, and birth control alone cannot heal endometriosis.
  • Resource: https://endowhat.com/

https://www.pbs.org/video/below-the-belt-the-last-health-taboo-wmzdvy/

This is a link to a PBS special covering endometriosis.

I look forward to reading, learning, and sharing more with you soon!

Book review posts, Uncategorized

The Story of You – Enneagram Types and Rewriting Your Story

“The Story of You” is a book written by Ian Morgan Cron, an author, psychotherapist, Episcopal priest, songwriter, and founder of the Typology podcast. Using the nine Enneagram types, Ian revealed the broken stories that each type adopts and inhabits in childhood to make sense of the world and explored how to rewrite the self-sabotaging stories you tell yourself about who you are. I had SO many take-aways from this book, and it was among my top 20 favorite books I read in 2022.

All nine Enneagram types were explored in this book in detail, and it was evident that I am mostly a type ONE on the Enneagram. Ones are well-behaved, mature, inherently principled natural leaders who want to know the standards and principles of morality, decency, and integrity and adhere to them. Ones are perfectionists always working to improve themselves and to be good, often expecting others to be the same way. Ones tell themselves that it’s their job to make the world a better place, so they work harder, do more, and put in extra hours to accomplish that.

Statements ONES relate to (aka the story of my life):

  • What I should do is more important than what I want to do.
  • I’ll finally be happy when I’m perfect.
  • I need to be good so people will like me.
  • I have to maintain control.
  • If I relax, all hell will break loose.
  • The risk of being criticized or judged is not worth the shame and self-judgment it could cause.
  • People will not accept me as a flawed human being.
  • Others won’t do as good a job as me.

For ONES, perfectionism is the source of unhappiness. The story Ones tell themselves includes self-improvement as the starting point for improving the world, so they are eager to pursue new systems, innovative practices, or fresh ideas that help them do more in able to be better. They often experience simmering resentment just below the surface waiting to boil over, self-condemnation for their imperfections, and exhaustion from always striving to improve and do more.

ONES breaking out of their own story:

  • make rest and relaxation a priority
  • schedule vacations/days off/downtime in order to recharge
  • stop worrying about what everyone else is thinking
  • accept themselves as they are, knowing that imperfection is essential
  • forgive themselves when they fall short
  • learn to endure disorder and chaos without running around and correcting others and modeling the right way to do things
  • let go of the need for certainty and extend grace to others for trying
  • realize that God’s love is not predicated on their accomplishments in perfecting themselves, others, and the world
  • Their new story starts when they begin to experience the virtue of serenity that comes when they accept that the world is imperfectly perfect and so are they.

You have control over the choices you make every day. You are the narrator of your own story. Assume control of your new story; don’t let your old story control you.

“Who would I be and what could I achieve if I pushed back against the false story about who I think I am and the nature of the world? What decisions can I make today to inhabit the new story that will help me become the highest and truest expression of myself?”

Ian Morgan Cron

I highly recommend reading this book if you want to rewrite your story!

I look forward to reading, learning, and sharing more with you soon!

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – June 22, 2023

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

NerdWallet’s Smart Money Podcast – The Price of Parenthood: What It Costs to Be a Parent

115,000 children were adopted in the United States in 2019. The number of adoptions dropped in 2020 to just over 95,000.

391,000 children are currently in foster care in the United States waiting for homes.

Paths to parenthood include:

  • traditional parenthood
  • surrogacy
  • foster care to permanent placement/adoption
  • private adoption through an agency or independent adoption

This podcast primarily focused on adoption. Here are some take-aways:

  • Adoption through an agency generally costs $40,000 or so, and it is paid in installments (a certain amount to get started, more after the home study is completed, and more after a placement). In addition to the agency costs, you will need to pay legal fees. Attorney fees vary widely from about $4,000-$15,000.
  • It takes an average of 2-3 years to complete the adoption process.
  • When waiting for a placement, you should be ready with baby stuff, but you should keep it out of sight. Don’t create a baby room. It will remind you of the waiting.
  • Be aware and be emotionally prepared for how long the process can take. Many people wait years.
  • Insurance companies generally do NOT cover adoption expenses. Many people spend over $40,000 to adopt – the price of a new car! Check your employer’s adoption assistance programs and benefits. The government also offers a federal adoptive tax credit. In 2023, the credit was $15,950. This is a tax refund, not a deduction.
  • When considering finances, also have an understanding of your future expenses, such as added costs of groceries, transportation, childcare, and saving for higher education.
  • Do your research and make sure you can cover the adoption expenses or have a plan for it. Be sure to include legal fees on top of the agency fees. You will need a lawyer to get the adoption formalized through the state. Evaluate your finances and research additional resources, such as grants, personal loans, and fundraising.

Questions to consider:

  • Domestic or international adoption? Adopting a newborn is only possible domestically. You will receive a more comprehensive medical history with domestic adoptions. Many adoptive parents who don’t want contact with the birth parents choose to adopt internationally.
  • Foster system – This is the most affordable path to adoption, but does not always guarantee a permanent placement.
  • How much do you want to know about the child prior to adoption? Open adoptions grant adoptive parents access to more background information about the child’s family and provide an opportunity to ask questions.
  • Private agency vs. independent adoption – you can go through an agency and have someone do most of the work for you, or you can try to find your own “match”

This chart is 10 years old, but gives a better picture of the breakdown of costs.

TED Health – The bias behind your undiagnosed chronic pain

Studies have shown that, regardless of insurance and income status, racial and ethnic minorities received worse care. When it comes to pain, research shows that bias extends beyond minorities to include women and even children.

  • Pain is often dismissed. Many women are told the pain is “all in their heads.” Pain is in everyone’s heads because pain can’t take place without our brain.
  • Not all pain is related to tissue damage. You can have real pain with no physical injury or source. Pain can’t be measured by a lab test.
  • Pain is subjective and doctors must begin by identifying its source. When there is no source, it becomes open to interpretation, which becomes open to implicit bias.

Women are more likely than men to be prescribed anti-anxiety medicines than painkillers when complaining of the same pain as men do. Clinicians often suggest psychosocial causes or stress for women when they order lab tests for men with the exact same symptoms.

What can be done? We can begin by identifying our stereotypes and rewrite the stories of the people we meet. Are you treating men and women differently? Are you treating different cultures or races differently?

Physicians, make sure you aren’t writing a story that the patient hasn’t told you yet. It is your duty to replace the undiagnosed bias with empathy.

Finding the right doctor may feel a bit like dating. You may need to swipe through a few to find the right one for you.

The VeryWell Mind Podcast – Friday Fix: The Best Tool for When You Feel Overwhelmed

There are always going to be multiple things vying for your attention, especially in the age of social media and phone notifications. You will always also have your own personal to-do list.

Stop underestimating how long a task is going to take. We consistently underestimate and then get frustrated when we don’t get everything done that we want to get done.

Prioritize what should get done first. Our attention is often drawn to time-sensitive tasks that are less urgent. When you’re busy and overwhelmed, you’re likely to prioritize other tasks that come along with other tight deadlines because you’re already feeling busy. When you feel frenzied, you’d do frenzied things. Introduce rational thinking into the mix with the Eisenhower Matrix. Sort tasks by urgency and importance.

People tend to do the fastest tasks first. People might do urgent things first even though they don’t need to get done. It’s easy to get distracted by the new tasks that come in even though they don’t need to get done.

Life Kit – Ultra-processed foods are everywhere. Here’s how to avoid them
  • Pick up a packaged food at the supermarket and you’ll start to notice the same things: high levels of salt and fat, added sugars, added colorings, added flavors, hydrolyzed protein isolates, high fructose corn syrup, bulking agents like maltodextrin, etc.
  • Read the ingredient list! Ignore the health claims and read the ingredient list instead. If it includes ingredients you don’t recognize and wouldn’t have in your kitchen, it’s usually an ultra-processed food.
  • Overconsumption of ultra-processed foods results in increased risk of type 2 diabetes, obesity, hypertension, dying from cardiovascular disease, dying prematurely from all causes. These foods tend to have a lot of added salt, sugar, and fat.
  • Ultra-processed foods can result in not eating enough fiber. Many ultra-processed foods have added sugars that aren’t needed.
  • If you like salty, crunchy snacks, think about nuts (good source of fats, proteins, and fiber). If you love breakfast cereals, look for something with protein and fiber and fewer ingredients. If you like yogurt, look for something with low or no added sugar and add some berries to sweeten it or look for something with added protein.
  • Cooking more from scratch is a better option to avoid ultra-processed foods. Focus on things you know you should be eating more of, such as fruits and vegetables. For canned vegetables, you can rinse them and let them drain to reduce sodium.
  • Truefood.tech – this is a neat website where you can look up food brands and see how processed your food is. It will also suggest less processed alternatives.
  • Aim to fill your diet with fruits, vegetables, lean meats, whole grains, and some dairy (unless you have allergies). 80/20 Rule- 80% of the time, aim to eat clean.
Frugal Friends Podcast – What We’ve Learned From 75+ Real People Budgets
  • Stay out of the grocery store. Order your groceries online to prevent impulse purchases. If you shop in store, commit to only going once each week. If you forget an ingredient, go without. This will prevent impulse purchases.
  • Check your calendar before you make a budget.
  • Track all of your expenses!
  • Limit time on social media. People use it to highlight what they don’t have and are more likely to make impulse purchases. You’re only seeing the best of the best, not people’s physical, emotional, mental, or relationship stress when it comes to finances.
  • Remember that different people may have different priorities than you do. Their financial situation might look better, but it may not be better for you. Ex: working long hours, having a family, debt, etc.
The Accidental Creative with Todd Henry – Managing Expectations (For Yourself and Your Team)
  • Team members may resent one another and be unable to articulate why. In reality, it’s because there are unmet expectations that may have never been spoken. This doesn’t have to be related to work; it can happen in your personal life, too.
  • Think about a moment in your life when you’ve experienced conflict. How much of the conflict was sourced in expectations that you had of the other person? Were those expectations ever communicated to the other person? The majority of conflict in the workplace is the result of missed expectations. Someone expects something from a team member, customer, or stakeholder, but the expectation was never clearly communicated and agreed to by the other party.
  • We often hold grudges of which the other party is completely oblivious. These corrode our ability to collaborate.
  • Have you communicated your expectations in a clear and empathetic way? Don’t carry the pointless burden of the unmet expectations of others. There’s enough on your plate!
  • On a personal level, you probably have expectations of yourself that you aren’t even aware of. Learn to make agreements with yourself that you can actually keep. Many of us make agreements not based on what we think we should do, but what others think we should do. Identify agreements that you have made with yourself that you may be unaware of.
  • Many creatives live with perpetual guilt because they feel they aren’t doing enough, they’re failing by some arbitrary metric, or feel like they’re falling behind because they’re letting other people establish what getting ahead looks like. They believe they aren’t disciplined because they’re living by someone else’s metric. Who set that metric? Who decided what success or failure looks like for you?
  • What do you truly expect yourself to deliver on today? Do you have an accurate assessment of expectations for yourself? Are you living according to someone else’s metrics? Don’t allow others to “ought” and “should” you into feeling guilty about your level of discipline.
  • Assess, commit, and achieve. Discipline is making a commitment with yourself and keeping it.
  • Leadership is about risk mitigation. Great leaders understand that the goal is to accomplish what they can while mitigating the potential downside – keeping the team in the game.
  • Because of the risk involved, many leaders become less than clear about their expectations for the work or for the team. They may speak in vague terms or give opaque direction because they themselves are not certain of the right decision. They want to project themselves into a situation and protect themselves from a mistake, so they lack precision when they communicate. A few team dynamics emerge. Team members wait until you tell them what to do before actually starting their work. Dissonance emerges as each team member interprets what you want, sometimes leading to misalignment and disjointedness among those responsible for executing the work. Dissonance is a gap between the “why” and the “what.” Team members need leaders to be precise about expectations. You need to be clear even when you are uncertain.
  • Aim to use precise language and precise expectations – be clear about what you want, when you want it, who will do it, why it matters, and what the outcome will be if you are successful. All effective expectations include assignment of responsibility, articulation of a timeline, and accountability for results. If your expectations don’t include all three, you aren’t being precise enough.
  • Aim for precise objectives. Where are you leading the team? How will you know you’ve arrived? Why will any of it matter in the long run? Team members need to know that you have clear objectives in mind, you are aware of the obstacles you are going to encounter, and you have a plan to overcome them. You must be clear about where you are leading the team in spite of your personal insecurities.

I look forward to reading, learning, and sharing more with you soon!

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – June 15, 2023

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

Self Improvement Daily- Breaking Down Productivity

The word productivity is a combination of two words: productive activity. It’s to be active in productive ways. ‘Productive’ is simply having the high ability to produce. To produce what? Society and culture have taught us that we must always be thinking about producing results, revenue, and efficiencies. Can’t we also choose to produce joy, presence, mindfulness, and connection?

You get to decide for yourself what you want to produce. It’s your life, your time, and your attention. Productivity is actually just “doing the things you want to be doing.”

Productivity = Productive activity = Doing things that produce the results you want = Doing the things you want to be doing.

The next time you feel down on yourself for not checking things off of your never-ending to-do list over the weekend, reframe your mind and consider that productivity is doing the things you want to be doing. Resting and hanging out with friends could still be productive; you are taking care of yourself and growing strong relationships with people you care about. If that is what you want to be doing, you were productive!

Small Change – 10 Signs You Might Be Financially Immature
  1. You act aggressively when someone asks you about your money.
  2. You are dismissive of others’ success.
  3. You spend when you are depressed.
  4. You tend to look at the individual spending of your partner rather than simply being concerned with how much is being spent. If the “what” is more important than the amount, you may be financially immature.
  5. You are unable to get excited by saving for a big goal. “We can’t do that. That’s crazy.”
  6. You have avoided looking at a bank statement for months.
  7. You fear tax time.
  8. You gloat at parties about your investments that you haven’t actually made or lie about the investments you have.
  9. You are too conscious about the brands you are wearing.
  10. You use spending as a cure for boredom.
Savvy Psychologist- 6 skills of mindfulness you may be missing
  • Observe. Pay attention to your environment and your internal experiences without judgment. This entails wordless watching and being fully present in the moment, observing your thoughts and feelings as they come and go, and noticing the world around you without trying to change it. Use your five senses.
  • Describe. Put your observations into words. Describe your experiences objectively without adding your own interpretations or judgments. Describe your observations from your five senses.
  • Participate. Be fully present and engaged in the present moment. Let go of distractions and focus on the task at hand, whether that be work, hobbies, or relationships.
  • Non-judgmental stance. Accept yourself and others without judgment. Let go of the inner monologue and distorted interpretations. Instead, practice self-compassion and understanding. Cultivate an attitude of acceptance and openness. Let go of the evaluative judgments we often make.
  • One-mindfully. Focus on one moment, task, or thought at a time. Let go of distractions and multi-tasking and focus your attention on the present moment.
  • Effectiveness. Focus on what works in a given situation rather than what is “right or wrong.” Let go of rigid thinking and embrace a more flexible and adaptive mindset. Focus on the outcomes you want to achieve and explore different ways of achieving them. Do what works, not necessarily what you prefer.
FIRE the Family Podcast – 22 Actionable Ways to Invest in Yourself
  1. Go to college. Don’t go into extreme debt to go to college. Be wise and research what your expected income will be before taking out several loans.
  2. Join the military.
  3. Go to a trade school.
  4. Get a job. There’s no better way than to find out what you like and don’t like doing.
  5. Learn how to cook. It increases your independence and reduces your expenses of eating out.
  6. Learn how to exercise properly. You will feel better about yourself and your health, live longer, and improve your mental health.
  7. Open a brokerage account. VTSAX is a great investment.
  8. Join a local young-professional networking group.
  9. Implement an every-dollar budget.
  10. Ask your parents and grandparents for advice. Pick their brains and learn everything you can.
  11. Find the person you want to spend your life with.
  12. Get out there and fail. You learn from failing.
  13. Run a half marathon. It requires a lot of discipline, preparation, and time.
  14. Identify your mentors.
  15. Develop an inner circle.
  16. Cut out negativity. Set proper boundaries for yourself and your family.
  17. Develop SMART goals (specific, measurable, attainable, relevant, time-bound).
  18. Explore materialism and minimalism.
  19. Continue to find ways to compete.
  20. Practice not judging others. Then you will learn to stop judging yourself.
  21. Start reading. Reading teaches your brain to exercise.
  22. Start an online business.
Life Kit- Planning a trip? Here’s how to pack like a pro
  • You never need as much stuff as you think. Eliminate extra baggage before you leave.
  • Pack and then remove 1/3 of the things you pack.
  • Reduce the weight with lightweight versions of what you need and with items that serve multiple purposes.
  • Use packing cubes (lightweight, expandable, zip-up pouches that save space).
  • Lighten your load of liquid toiletries. There are solid versions of items that don’t weigh as much. Use powders, not pastes. Use dry shampoo instead of the real stuff. Leave liquids at home if you can. Most of the time, you can pick up the things you need while on the road, except the things you can’t find everywhere: sunscreen, bug spray, bug bite relief, hair conditioner, and tampons.
  • Do a simple scope out of your destination with reliable sources, not sponsored content.
  • Match your activity plans to the weather forecast. Check a destination’s average monthly weather patterns in advance.
  • Always have a rain jacket, umbrella, or something to cover your backpack.
  • When traveling for leisure, one main event each day is enough. Don’t overbook activities. Build complementary activities around it or leave room for discovery and the unexpected.
Self Care IRL- Listen to this if you are an overthinker
  • Recognize when you are actually overthinking. Identify the thoughts or situations that are triggering it. Shift your mind back to the present.
  • Journal. Writing down things can help you identify patterns in your thinking. Sometimes you can look back and see that you were overly concerned about something that didn’t end up mattering or turning out the way you worried it would.
  • Give yourself time to calm down and relax before addressing any situation. Try to immediately do things that help you to relax or bring you joy.
  • Talk to someone about the situation. Getting another perspective can help you see things more clearly. Talking about your overthinking can help reduce its frequency and intensity.
  • Learn to focus on the present moment instead of dwelling on the past or the future. This can help you be more aware of your thoughts and feelings.
  • Practice forgiveness for your past self. When we find ourselves trapped in a cycle of overthinking the past, we are stuck there and that prevents us from moving forward in a healthy way. Remember that you are a human first and you will make mistakes. Perfection does not exist. You deserve forgiveness.
  • Think positively for your future self. Think about all of the ways that things could go right. Expand on the beautiful possibilities and let those things lift you up. Reframe your mind when you are worried about what could go wrong, and think about what could go right.
  • Remember that overthinking has never helped us. It hasn’t been serving us the way we think it has.

I am currently reading “Keep Sharp” by Sanjay Gupta, a book about the brain and slowing cognitive decline. Here are some tidbits I have learned so far:

You probably know the five senses: sight (ophthalmoception), smell (olfacoception), taste (gustaoception), touch (tactioception), and hearing (audioception). There are six other senses processed in the brain that give us more data about the outside world:

  • proprioception: a sense of where your body parts are and what they’re doing
  • equilibrioception: a sense of balance/your internal GPS. This tells you if you’re sitting, standing, or lying down. It’s located in the inner ear.
  • nociception: a sense of pain.
  • themo(re)ception: a sense of temperature
  • chronoception: a sense of the passage of time
  • interoception: a sense of your internal needs, like hunger, thirst, and needing to use the bathroom

The 5 pillars of brain health:

  • Move – exercise; aerobic and nonaerobic
  • Discover – pick up a new hobby, do something new, or learn something new
  • Relax – unwind, engage in stress-reducing activities
  • Nourish – consuming certain foods like cold-water fish, whole grains, extra virgin olive oil, nuts and seeds, fibrous whole fruits and vegetables, while limiting foods high in sugar, saturated fat, and trans-fatty acids can help avoid memory and brain decline, protect the brain against disease, and maximize its performance
  • Connect – having a diverse social network can improve our brain’s plasticity and help preserve our cognitive abilities

I look forward to reading, learning, and sharing more with you soon!