Tag: #communication

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – August 1, 2024

amybenoit

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

Optimal Living Daily – How to Find Meaning in Life: 7 Steps to a More Fulfilling Existence
  • Define what it is that you want in life. What are your goals and aspirations? What brings you happiness and fulfillment? Be clear about what you want.
  • Connect with others and build meaningful relationships. When you have close relationships with other people, they can provide a sense of connection and purpose. Get involved in activities that bring you together with other people, such as clubs, groups, or social events.
  • Find your passion and do what you love every day. What are you interested in and what do you love doing? When you’re passionate about something, it brings a sense of joy and excitement into your life. You’ll be more motivated to pursue these interests, and you’ll feel more fulfilled when you’re doing them. Explore different activities and interests and see which ones make you feel the most alive.
  • Serve others and make a difference in the world. Helping others can give your life purpose and meaning. You’ll feel more connected to something larger than yourself, and you’ll have a sense of satisfaction from knowing that you’re making a positive impact in the world.
  • Live in the present moment and appreciate the here and now. When you’re constantly living in the past or future, you miss out on all the beauty that exists in the present.
  • Be accepting of change and understand that things will not always go according to plan. When you’re constantly expecting things to stay the same, it can lead to disappointment and frustration. When you accept change and understand that it’s a normal part of life, you’ll be more prepared for when things don’t go as expected.
  • Be your most authentic self. When you’re being genuine and true to yourself, it helps you connect more with others and build meaningful relationships. It allows you to live a more fulfilling life since you’re not pretending to be someone that you’re not.
The Jordan Harbinger Show – Sovereign Citizens – Skeptical Sunday
  • Sovereign citizens are people who don’t acknowledge the legitimacy of the United States government – don’t pay taxes, don’t have IDs, don’t register their cars, or acknowledge zip codes
  • They don’t believe the police or the courts have jurisdiction over them. They are not subject to the laws of the United States of America.
  • They represent themselves in legal matters and use pseudo legalese.
  • The roots of the movement grew out of White Nationalism. The modern sovereign citizen movement has an African American branch, the Moorish Sovereign Citizens.
  • Some sovereign citizens believe there are two classes of citizens within the United States: sovereign (original) citizens and federal (U.S.) citizens. Sovereign citizens have all of the rights of the Constitution but federal citizens don’t. Federal citizens voluntarily surrendered their freedom in exchange for benefits from the U.S. Government. Sovereign citizens renounce federal citizenship and reclaim the rights as common law citizens.
  • Sovereign citizen arguments have no basis in law and have never been successful in court.
  • Sovereign citizens believe that you are not the person on your birth certificate. The birth certificate is its own entity. A birth certificate is ALL CAPS, a separate entity. They insist that the corporation that is the U.S. Government uses citizens as collateral to the Federal Reserve.
  • Sovereign citizens believe that as long as they don’t travel for commerce or cross state lines, they don’t need a license or registration. They will paint private use on their vehicles and issue themselves license plates.
  • Gurus sell sovereign citizen ideology. They appeal to desperate people, such as people in foreclosure or debt.
  • Gurus sell diplomatic immunity cards. If they create their own country and issue themselves cards that say diplomatic immunity, they believe they will have diplomatic immunity. Gurus also sell how-to books and membership cards. They are really just selling hope.
  • They believe that not only are you out of debt because your birth certificate is the one who owes the debt, not you, but that there is a bunch of money waiting for you somewhere. The corporations masquerading as our country owe you money.
  • Straw man account is the bank account attached to the corporate entity on your birth certificate (ALL CAPS) and this bank account is overflowing with cash – known as redemption. According to the sovereigns, the government set up secret bank accounts in our birth certificate names. They believe that with the magic words and forms, you can access it.
  • In 2016, the IRS discovered a sovereign citizen straw man scheme but only after issuing more than $43 million to sneaky sovereigns.
  • Bond process – by submitting the right set of papers, sovereign citizens believe they can wipe out their mortgage, tax bills, and student loans. Many people find themselves in the sovereign citizen movement through financial desperation.
  • There are between 200,000-300,000 people who consider themselves sovereign citizens.
  • The courts often reject sovereign citizen arguments without much explanation. No sovereign citizen has ever successfully argued their points in a court of law.
The Personal Finance Podcast – How Much Should You Spend on a Family Vacation?

This episode really surprised me. It suggested that people should aim to spend 5-10% of their net income on vacations (without going into debt). I definitely spend much less than that and instead have prioritized saving for retirement and short-term needs. I am curious to hear your thoughts about this!

  • You should never go into debt for a vacation.
  • Know your NET monthly income and monthly expenses. Know how much debt you have.
  • Have your emergency fund fully funded. 3-6 months of expenses
  • Be on track to hit your retirement goals. Investing your dollars is the only way to prepare for retirement.
  • Look at your short-term goals. Prioritize those goals.
  • Calculate your disposable income. Determine if there are any savings earmarked for vacation. Put savings in a high-yield savings account.
  • Automate savings using discretionary income – example: 5-10%
  • Once you build wealth, you may be able to spend 20-30% of your income on vacations.
  • By income:
    • $40k: 5% of net income – $2k per year on vacations/ 10%: $4k per year on vacations (will need to travel hack)
    • $60k net: 5%: $3k per year on vacations/ 10%: $6k per year on vacations (travel hack or side hustle)
    • $80k net: 5%: $4k per year/ 10%: $8k per year on vacations
    • $100k net: 5%: $5k per year/ 10%: $10k per year on vacations
  • Look for ways to increase your salary, get a side hustle, or learn to travel hack.

This post from Gabe the Bass Player stood out to me this week:

https://www.gabethebassplayer.com/blog/chances-to-connect


Chances To Connect

July 31, 2024

“If you are looking for chances to connect you will find them all over the place.

You’ll probably have to go first. It might be a little weird. It will be scary. You might not get the response you’re hoping for. You might over share. You might ask the wrong question. Your effort might not get reciprocated.

But it beats the alternative…

If you’re not looking for chances to connect, the depth of your relationships and your relational maturity are at the mercy of others’ initiative…and your indifference.“

This was a great post from Seth’s Blog this week:

“It seems…”

“It seems…”

“What a simple verb. A five-letter modifier that opens the door to discussion.

If we state something as a fact, we’re asking for an argument.

But seems opens the door to learning and discussion.

What are you seeing that I’m not seeing?”

Often times we fail to see or consider other perspectives. We state something as fact, argue with others, and put the blame on others. We tell ourselves stories and accept them as truth. We forget that our feelings and thoughts are not facts. One phrase I’ve learned in therapy is “The story I tell myself is…” This phrase has been really helpful. Rather than put blame on others, verbally attack others, or believe my thoughts are truth, I put my thoughts out there with that phrase – and I have noticed that sometimes my perspective was wrong. I assumed incorrect intentions, didn’t have all of the context, etc. What story are you telling yourself?

I look forward to reading, learning, and sharing more with you soon!

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – May 16, 2024

amybenoit

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

Optimal Relationships Daily – 5 Reasons We Talk “At” Each Other And How to Listen
  • It’s easy to assume you know what your partner is going to say. Instead, stay curious.
  • You’re thinking about what you’re going to say and can barely wait for them to stop taking. Instead, stay in the moment.
  • You’re responding to their “tone” rather than listening to their words. Instead, ask for another approach.
  • You’re distracted by something else. Instead, give one another a heads up that you need their attention.
  • You can misread your partner’s motive or intent. Instead, ask questions and try to assume good intention.
NerdWallet’s Smart Money Podcast – Save on Home Insurance Amid Rising Costs and Coverage Hurdles
  • 7.4% of homeowners in the U.S. are uninsured (millions of people).
  • The average annual premium for home insurance across the U.S. has increased 6% year-over-year – much more than that in some areas. Ours doubled within two years.
  • Between 1980 and 1989, the U.S. saw 33 disasters that caused 1 billion dollars or more of damages. In 2023, there were 28 disasters that caused more than 1 billion dollars or more of damage in one year alone.
  • Inflation – cost of labor and materials – higher rebuilding costs=higher premiums
  • There are some companies that won’t insure homeowners in certain areas, such as Florida, Louisiana, and California.
  • As the cost of homeowners insurance continues to rise, more people will go uninsured. Homeowners who make less than $50k per year are twice as likely to be uninsured as those who make more than that. 22% of Native American homeowners, 14% of Latino homeowners, and 11% of Black homeowners go without home insurance. 35% of people who own manufactured homes are uninsured.
  • Homeowners are more likely to be uninsured if they live in rural areas, if they live in Houston/Miami metro areas, or if they live in New Mexico/Mississippi/Louisiana.
  • Shop around for homeowners’ insurance annually! Reach out to a local independent insurance agent.
  • Make sure that you have enough insurance. Inflation has caused the cost of materials to increase in recent years, so many people are underinsured. Read your insurance policy carefully to make sure you understand the coverage and limitations.
  • Look into what steps you can take to mitigate the risks you’re likely to face in your area – flood vents, fire-resistant siding, alarm system, etc.
  • Worst case scenario: consider relocating. Many people are finding they have no choice but to pack up and move to a place where they can afford to insure their homes.
Life Kit – Colorectal cancer rates are on the rise. Here’s what to know
  • Colorectal cancer is the first cause of cancer death in men and the second in women.
  • Most colorectal cancer starts out as a polyp and is highly curable when localized to the bowel. Surgery is the main way it is treated, and it leads to a cure in about 50% of cases.
  • The recommendation is to start getting colorectal cancer screenings at age 45. If you have a sibling or parent who has a history of colorectal cancer, you should start screening at age 35.
  • A colonoscopy is the gold standard screening tool and is recommended every ten years for those who don’t have an increased risk of colorectal cancer.
  • Another commonly used tool is a stool test: fecal immunochemical test (FIT). It detects small amounts of blood in the stool and is done annually.
  • Cologuard is a stool DNA test which detects blood and DNA changes that come from a cancerous or pre-cancerous polyp in the stool.
  • During a colonoscopy, a doctor inserts a scope with a camera into the rectum to see the entire colon. They can cut out polyps or abnormal tissues and send off biopsy tissues for analysis. It is not uncommon to find and remove several polyps during the procedure.
  • Prep for a colonoscopy: 24 hours clear liquid diet + laxative beverage to clear you out before the procedure.
  • A colonoscopy is a procedure that can find and eliminate the polyp that is the cancer!
  • Symptoms to watch out for: blood in stool, change in bowel habits, weight loss for no known reason, feeling of bloating/fullness/fatigue
  • Risk factors: lack of regular physical activity, a diet low in fruits and vegetables, a diet low in fiber, a diet with too much fat or too much processed meats, being overweight or obese, alcohol and tobacco use
Life Kit – Create the birthday you want to celebrate
  • If we want to celebrate our birthdays with joy, we need to take charge of our day and make it what we want. It’s up to you to be proactive about your birthday and to take the reigns on how you want your day to go.
    • For my birthday this year (May 10), I wanted a weekend away. My husband and I enjoyed a cave tour, mini golf, a picnic lunch, renting bikes and biking on a state trail, going out for supper, and relaxing in the evening.
  • There is no right or wrong way to celebrate your birthday. Think of your birthday as your own personal holiday, which requires some prep. If you want to, order tickets to a show, order a cake, etc. Communicate your vision to other people involved. Don’t wait for others to show up and make things happen for you.
  • Tell people it’s your birthday if you want to.
  • Buy yourself something you really want. Buy yourself a $1 scratch-off ticket.
  • If you hate your birthday, keep things simple. Take the day off if you can and choose something you want to do for yourself.
  • Small steps could mean buying a single slice of birthday cake, calling and catching up with a friend, journaling, etc.

Self Improvement Daily – Brutally Honest With Ourselves, Skillfully Honest With Others

The most impactful thing we can hear from ourselves is the direct, unbiased, unfiltered version of what’s going on. We often add fluff to mute the blow to protect us from anything that’s psychologically challenging. Don’t be so blunt that you become self-deprecating but give yourself grace as you accept the truth.

When dealing with others, there’s a lot more context that comes into play. The recipient must be open to hearing what you have to say if you want it to be effective. So navigating honesty more delicately allows the message to be less confrontational and more collaborative.

Be brutally honest with yourself and skillfully honest with others.

I look forward to reading, learning, and sharing more with you soon!

Thoughtful Thursday posts, Uncategorized

Thoughtful Thursday – March 14, 2024

amybenoit

My intention is to post a Thoughtful Thursday column each week and share some of the insights I have learned in the past week. Here are some of the things I’ve learned this week:

The Liz Moody Podcast – 15 Love Lessons From 15 Years In A Relationship

Here are the lessons that resonated the most with me:

If you see something, say something. In a relationship, if you see something you love/admire/think they are doing well, don’t keep it to yourself.

Question the “shoulds.” Be intentional about your decisions. Should you get engaged just because you’ve been together a certain amount of time? Should you have kids at a certain age or have kids at all? Should you drink any time someone else is at a social gathering? Should you follow pressures and milestones from society and friends? Your relationship is your relationship. Don’t compare yourself to others.

As work dynamics have changed, you need to be more intentional about making friends. Intentionally expose yourself to people on a regular basis through a book club, walking club, sport, etc. Put yourself in a reoccurring way in front of other people. Suggest avenues to your partner to gain connections.

If your relationship is boring, you need to do more interesting things. Give your relationship the new outputs it needs and deserves – conversations, activities, etc. Ex: Read a separate article each week and tell your partner what you read, learned, and anything interesting you would like to discuss from that article. It will result in more interesting conversations. Ex: podcast walks with partner – discuss podcast at the end of the walk to spark new conversations

Assume the best intentions. Even if it is your partner’s fault, recognize that your partner can be at fault without intending to hurt you.

Plan together. It is really easy for people to change and for their desires to change. There are expectations people have, and when they are not spoken, we run into real problems. Communicate your desires so that you can plan together.

Communication is the crux of all relationship success and woes. Get your partner to know what you want in life and know what they want in life.

Sad to Savage – 26 Things I’ve Learned at 26

Here are some of the best lessons mentioned in this podcast:

  • Putting up boundaries with other people starts with you making boundaries for yourself. It’s okay to be selfish with your time.
  • The quality of the people you spend time with matters more than the quantity.
  • Growth is not always linear, and sometimes you need to have low moments and face challenges to grow.
  • You need to make the choice to walk away from something that no longer serves you.
  • When life changes and things do not go according to plan, that’s because it’s not according to YOUR plan. God has a plan for you.
  • Self-limiting beliefs can be broken. Figure out what your self-limiting beliefs are.
  • Comparison truly is the thief of joy. Don’t compare your timeline to someone else’s.
  • You will never find the time. You need to create it.
  • You truly never know what someone is dealing with beyond the surface.
Optimal Living Daily – 8 Habits to Keep Paper Clutter to a Minimum
  • Deal with papers immediately. As soon as you get the mail, toss all of the junk mail.
    • For school papers, have kids do the homework ASAP and put it back into the backpack so it’s done and ready for the next day.
    • Sign any permission slips and put them right back in the backpack.
    • Let go of all of the drawings that were sent home. If you find something unique, you can take a picture with your child holding it and talk to your child about it before letting it go.
    • Church bulletins – take a photo if needed, mark events on your calendar, and throw them away.
  • Have an inbox for all of the papers that need to be dealt with soon.
  • Have a long-term filing system for things that need to be kept, such as tax records, personal records, etc.
  • Set a weekly time to catch up on paper. Take time each week to pay bills, deal with papers, etc.
  • Set as many statements as possible to “paperless.” Set aside time each week to pay/review/respond as necessary. Automate bills.
  • Toss receipts if you don’t need them for tax purposes.
  • Cancel magazine subscriptions.
  • Avoid paper couponing.

This week I have been reading a fascinating book called “Like, Literally, Dude: Arguing for the Good in Bad English” by Valerie Fridland. Valerie pointed out research about the differences of “uh” vs “um” and their impact.

“Um” is used when longer delays in answering a question are anticipated. “Uh” indicates that our listener may need to wait a second or two for an answer, but “um” indicates they will need to wait longer. A filled pause (“uh” or “um” instead of silence) conveys information at a meta level.

“Uh” or “um” signals listeners to be on alert because there is generally something requiring greater cognitive effort happening. People typically use filled pauses when talking about unfamiliar, difficult, unpredictable, or abstract things, so we incorporate that knowledge into how we unpack what they say. People perform better on memory tests when hearing words such as “uh” or “um” before important statements or stories. This may be because we have more processing time to think about what is going to be said (during the filled pause of “um“). These pauses alert us to pay closer attention to what is being said.

I look forward to reading, learning, and sharing more with you soon!

Book review posts, Uncategorized

The 7 Habits of Highly Effective People

amybenoit

“The 7 Habits of Highly Effective People” is a very interesting and educational book written by Stephen R. Covey. I highly recommend this book and am certain everyone can get something out of this book.

Habit 1: Be Proactive

How often do you use and hear reactive phrases such as “If only,” “I can’t,” or “I have to?”

Use your R & I! Use your resourcefulness and initiative when problems arise!

Problems = direct control vs. indirect control vs. no control

  • Direct control problems are solved by working on our habits.
  • Indirect control problems are solved by changing our methods of influence.
  • No control problems involve taking the responsibility to change the line on the bottom of our face — to smile, to genuinely and peacefully acccept these problems and learn to live with them.

Between stimulus and response, man has the freedom to choose.

Viktor Frankl

Habit 2: Begin with the end in mind.

Picture your funeral. What would your family, friends, coworkers, and church members or community say about you? What character would you like them to have seen in you? What contributions or achievements would you want them to remember? What difference would you like to have made in their lives?

Habit 3: Put first things first.

The cause of almost all relationship difficulties is rooted in conflicting or ambiguous expectations around roles and goals. Many expectations are implicit. They haven’t been explicitly stated or announced. It is important to state expectations.

Many people refuse to delegate to other people because they feel it takes too much time and effort and they could do the job better themselves. Transferring responsibility to other skilled and trained people enables you to give your energies to other high-leverage activities. Delegation means growth, both for individuals and for organizations.

You can’t think efficiency with people. You think effectiveness with people and efficiency with things.

Stephen R. Covey

Habit 4: Think win-win.

Win/win = a frame of mind and heart that constantly seeks mutual benefit in all interactions. Seek to understand, identify the key issues and concerns, determine what results would constitute a fully acceptable solution, and identify possible new options and achieve those results.

Habit 5: Seek first to understand, then to be understood.

Seek first to understand, then to be understood. Most people listen with the intent to reply.

Continuous deposits are needed. 6 major deposits: understanding the individual, attending to the little things, keeping commitments, clarifying expectations, showing personal integrity, apologizing sincerely when you make a withdrawal.

Habit 6: Synergize.

As a principle-centered person, you try to stand apart from the emotion of the situation and from other factors that would act on you and evaluate the options. Looking at the needs that may be involved and the possible implications of various alternative decisions, you’ll try to come up with the best solution, taking all factors into consideration.

The person who doesn’t read is no better off than the person who can’t read.

Stephen R. Covey

Management is doing things right. Leadership is doing the right things.

Stephen R. Covey

Habit 7: Sharpen the saw.

Life life in crescendo. The most important work you will ever do is always ahead of you. Regardless of what you have or haven’t accomplished, you have important contributions to make.

What one thing could you do that, if you did it on a regular basis, would make a tremendous positive difference in your personal life? What one thing in your business or professional life would bring similar results?

4 dimensions of renewal

Daily Private Victory- Spend a minimum of one hour a day in renewal of the physical, spiritual, and mental dimensions. This is the key to developing the 7 habits.

I highly recommend this book!

I look forward to reading, learning, and sharing more with you soon!